Acura Lease or an Acura Finance - It's Win-Win

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Acura Lease or an Acura Finance – It’s Win – Win

The decision to lease or finance an Acura depends on many factors, but most Acura buyers make the decision based on monthly payments and how long they typically drive their vehicles. In general, new Acura buyers who lease prefer to drive a new car every 2-3 years and appreciate making lower monthly payments. For certain business clients there may also be additional tax advantages with leasing. Clients who finance their vehicles tend to drive them for five to 10 years and appreciate driving without mileage limitations. Visit our financing and leasing page and explore the detailed benefits of leasing and financing.

Leasing

Drive your new Acura while it is in prime. In a lease, you contract to enjoy a new vehicle for a specified period of time. You can also choose to lease one of our premier Certified Pre-Owned Vehicles. Another advantage is less cash up front. One of the biggest advantages of a lease is that it does not usually require a substantial down payment. In many states, you can even pay the sales taxes as part of your monthly lease payment, rather than in a lump sum. A lease allows lower monthly payment. If the finance period is the same, your monthly payments will generally be lower when leasing (vs. traditional financing) because your payments will be based on the vehicles estimated depreciation. (You are contracting to use a portion of the car's value, rather than buying the entire car).

Get a new car more often. A short-term lease makes it easy to drive a new car more frequently. Plus, if life changes demand a larger or smaller car in a few years, a lease can make it easier to plan and adapt. You don't have to worry about resale value. This means guaranteed future value. If your Acura depreciates more than the estimated residual value in your lease contract at full term, you can turn it in at the end of your lease term. But if it's worth more, you can purchase it.

There are also tax advantages for business use. Acura lessees who use a lease car for business may find larger tax deductions with leasing than with buying a vehicle. Check with your tax advisor.

Financing

Get the most out of your vehicle. If you typically keep your Acura for five to 10 years, then traditional financing may be your best option. With our competitive rates and flexible terms, Acura Financial Services just may be your best choice in financing your new vehicle. Begin to accrue Ownership Equity. Payment by payment, your ownership equity may increase. And the longer you drive the vehicle after your contract is complete, the more value you derive from your investment. There are no restrictions on mileage. This is important to consider if you drive more than 12,000 to 15,000 miles per year. When you finance your Acura you can make changes to car's appearance.

We are happy to answer any questions you may have. Feel free to give is a call at (877) 204-8640 for sales questions; (866) 526-4181 for service questions or (866) 596-1574 for parts questions. You can find more information about new and used Acura cars by visiting our Acura North Scottsdale or Penske Auto Mall. Read more at penske1.blogspot.com

 

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